Tag Archives: mortgage

5 Tips Every First Time Homebuyer Should Know

By: Chad Miller, AVP – Mortgage Banking In today’s low interest rate environment, buying a home can be a smart move and a great investment as long as you know what you’re getting into by becoming a home owner. Here are some tips to get you started before you decide to dive into homeownership head […]

Don’t Let PMI Break Your Budget

  PMI is one of those elusive mortgage terms that few people truly understand. PMI, or Private Mortgage Insurance, is put in place to protect a lender in case a borrower fails to pay their mortgage. Not everyone is required to carry PMI when taking out a mortgage. It is only necessary for mortgages with […]

Can I Afford to Buy? Mortgage Programs That Can Help!

  By: Brian Julius ~ Vice President - Mortgage Banking   Thinking about taking the plunge into homeownership but not sure you can afford it?  There are some great mortgage and down payment programs out there that might be able to help.  Whether seeking low monthly payments or help with a down payment, there are programs designed […]