Category Archives: Mortgage

6 Simple Ways to Add Value to Your Home

By: Drew Bodway – AVP Mortgage Banking     Inspired by the beautiful homes featured in Valley Home Builders Summer Parade of Homes last week, we want to help you choose the most financially beneficial, not to mention aesthetically pleasing home improvements you can make on a budget when you’re getting ready to put your home […]

Offer Accepted, Time for an Appraisal

By: Chad Miller, AVP – Mortgage Lending Your offer was just accepted on a home you’re purchasing, and chances are, you’ll need an appraisal to secure your mortgage loan. You might be wondering why your lender requires this expensive report.   To determine the true value of a home, lenders are required to order a third […]

6 Things to Avoid After You’ve Been Approved for a Mortgage

By: Barry Wood – Mortgage Banking Officer   In the current low interest rate environment, there has been a national surge of home purchases and refinances. Statistics show that the rate of mortgage approvals has gone up since the beginning of the year, so it’s actually becoming easier to get a mortgage.   If you’re […]