Category Archives: Mortgage

Offer Accepted, Time for an Appraisal

By: Chad Miller, AVP – Mortgage Lending Your offer was just accepted on a home you’re purchasing, and chances are, you’ll need an appraisal to secure your mortgage loan. You might be wondering why your lender requires this expensive report.   To determine the true value of a home, lenders are required to order a third […]

6 Things to Avoid After You’ve Been Approved for a Mortgage

By: Barry Wood – Mortgage Banking Officer   In the current low interest rate environment, there has been a national surge of home purchases and refinances. Statistics show that the rate of mortgage approvals has gone up since the beginning of the year, so it’s actually becoming easier to get a mortgage.   If you’re […]

5 Tips for a Smooth Home Construction Process

By: Brian Julius – Vice President, Mortgage Sales Manager   Deciding to build your own home is no small decision. In all honesty, it is a more complex process than simply buying an existing home.   You have to purchase the land, meet with builders and contractors, have someone design the house, and on top […]