Category Archives: Business

What Is Remote Deposit Capture?

A few years ago, online banking was a revolution in the industry, with everything at a customer’s fingertips, 24/7/365. Today, mobile banking is adding advances that make payments, deposits and withdrawals even more accessible. It’s a development so newsworthy that the Federal Reserve called it “The most important development the (U.S.) banking industry has seen […]

Communities Benefit From Stronger Businesses Built Through SBDC Services

Turning your dreams into working plans, as a soon-to-be or current small business owner, is attainable now more than ever with the support provided by the U.S. Small Business Administration (SBA). The SBA works in conjunction with local partners to provide advice for overcoming some of the most common small business-related obstacles. One such partner […]

Debt Isn’t a Four-Letter Word; It’s Part of a Healthy Balance Sheet

As advisors to small businesses, bankers will regularly evaluate balance sheets as an important indicator of the health and vitality of a business. A good banker will be well versed in standard benchmark balance sheet ratios for specific industries as a guideline for assessing stability of an individual business. Experienced bankers will also  monitor trends […]