Monthly Archives: April 2013

Financial Literacy Has Long-Term Benefits

Financial literacy is about comprehending the basics of banking, budgeting and investing so that you’re able to use money wisely…and the first step of that is to understand your personal income statement. A solid perspective on your “money in and money out,” combined with practical long-term planning, will help you develop a budget that allows […]

Are banks lending? Understanding the current financial environment

After the economic downfall five years ago, lending regulations have become markedly tighter, allowing only the most highly qualified business applicants to get access to money. This has been toughest, perhaps, on small businesses struggling to fund much-needed growth. Where does that leave all the small businesses that, without funding, can’t keep up with the […]